In this chapter, we learn that the father of the adopted daughter is the richest man in England, and he wants his daughter to stay with him. He wants her to marry him, but he doesn't want her to have a child because he's afraid that she'll turn into a mistress. The narrator explains that he can promise her that he'll marry her, but that she can live a better life if she stays with him than anyone else. He also explains that the rich man is obsessed with money, which is why he wants to keep his daughter as a mistress, even though she's not his daughter. He's worried that she won't be able to enter his house with dignity if she is just an adopted child. He wonders what her wedding dress will look like, since it's unlikely that she will be allowed to enter the house with any dignity.