The chapter opens with a flashback to a conversation between Rosaline and Rosaline's sister, Rosaline. Rosaline tells Rosaline that she's sorry that her family is in such a bad financial position, but Rosaline doesn't want Rosaline to blame her. She says that Rosaline has suffered for the last few years, and that she and her brother-in-law are both "liable now" because of the company's financial problems. She asks Rosaline if she'd feel better if she went to her family and begged them to listen to what she had to say, and she says that she wouldn't be humiliated if she did. She also says that if Rosaline went to the family and asked them what to do, they'd listen to her, but if they didn't, then she'll be humiliated. She's also worried that they won't listen, because Rosaline is so proud of her family. She wonders why her family members don't care about her feelings, since they're supposed to care for her.