The chapter opens in a deserted temple in the middle of the night. It's the night before Valentine's Day, and a guy named Ding er is begging for money. He's been late on his loan, and he's still owed a lot of money. The guy who lent him the money, called him "bao-jingang," which means "straight up evil." He tells the guy not to talk back to him, because if he does, he'll get beaten up and lose all of his money. Worried that he might lose his job, the guy gives the guy the money and tells him to pay it back in a few days. He also tells him that they'll come back to see him soon. Aww, that sounds like a good plan. Then, he hears someone calling at his door. He runs out of his room, and bai-wuchang grabs him and drags him out the door. They walk in the fog for a long time, and then they come back out again. .