In this chapter, the Governess tells us that her husband, Bill, threw her into an orphanage because he wanted to make a profit. When she investigated the accident, he brought her back. She begs her family to get out of the orphanage, but they refuse. The Governess says that she can bring them all to ruin if she wants, and she promises to go with them. She tells them that if they want, she can "bring them to ruin" . She promises that she'll be back in a minute, and then she leaves.