The narrator explains that he has been invited to a party at an old, haunted house. He tells the crowd that once they leave, their debts will be cleared and they will be able to buy whatever they want. The narrator then goes on to explain that the party is a celebration of paying off one's debts. He explains that there are no ghosts at the party, and that everyone is just like everyone else. He says that he will give everyone a chance to make an atonement for their sins.