It turns out that the manager of the mortgage company is using a small electric vibrator to "stimulate" him. He's a little worried that it's going to cause him to lose his job, but the manager reassures him by saying that he'll just keep using it anyway. The manager asks if they're going to have to "de-crease" the mortgage to make it look like the estate is worth more, and the manager says that's fine, but that they'll have to do it anyway because it'll make it seem like the property is worth less. He says that if they do, the property will lose its value, and he's sure that they won't be able to sell it at a profit.