The next morning, the girls head back to their usual spot, where they'll practice the "tricks of marriage" that they've learned the hard way. They're going to give each other a gift: a fancy necklace, which they can only give to the daughter of the family that owns it. The necklace is so pretty that it's hard for the girls not to think of it as a gift, but they can't give it to the man they're about to marry because he owes them so much money. The narrator points out that the necklace is a gift from a rich relative, and the girls shouldn't be giving it to a man who owes so much to them. They should be giving the necklace to someone else, instead of to the guy who's supposed to marry them.