This chapter opens with a description of a "swish" woman who is "a sexpa" . The sexpa is described as a "gentlewoman" who "swoops young kids" with her "gentle touch" , and the sexpa explains that she is doing this because her company is offering "some good elasticity insurance schemes" for people with dementia . This is a reference to the fact that the company has recently started offering "dementia insurance schemes," which are designed to help people who have lost a loved one to a stroke or a brain tumor . It is explained that the "full body massage" is a type of massage that helps the body "all over the body" and "helps the blood circulation." It is suggested that the person receive the massage once and then discontinue it. The "full-body massage" does not seem to be a good fit for the woman, and she asks her husband if he would like to receive it "whenever you are ready." He hesitates, but she tells him that he should tell her whenever he is ready. She then asks him to take his panties off, and he is surprised to find that he is "purer than he looks." He wonders if it is supposed to be this way, and wonders if he should shave his nipples. He then wonders if the woman is trying to get him to buy "some insurances," and he wonders if she is "just fiddling" with him to make him buy the insurance. He blushes at the thought that he might be " indebted to others." He then decides to do the "face massage" instead. He wonders why the woman wants him to wash his body in the sauna, but he is horrified to find out that she wants him "to go to the