In this chapter, we learn that the club is hiding in a bank, and that the poker players are using the club's cards to play cards. The owner of the bank explains that the cards are a sign of the player's ability to play poker, and the higher the card, the higher its value. He explains that only a small number of people carry the diamond or gold cards, so they're useless to anyone who wants to use them. He also explains that his pet has taken down the entire club by himself, and he's managed to recover the fire-starting drug from the club. He's going to give the club business to the company in exchange for the development of the drug.