When the bank manager finally shows up, Joe is all, "Hey, I've got a proposal for you, and I'm going to have to convince the branch manager to sign it." He's a little ticked off that his wife is wearing a bra and a panty, but he's not going to let it get him down. He tells the manager to "swallow pound pound pound" , which is a slang term for "kiss, slap, and hold on" . Joe's got a problem with his wife, and he wants to know what's wrong with her. The branch manager doesn't seem to have a problem, but Joe is still ticked off.