In this chapter, the narrator tells the story of the young man, who lost his parents in a river flood in 1998. After that, he lost his source of money, but someone decided to help him. The young man was admitted to a university in a big city with the financial support of a singer named "fei teng" . During college, he received excellent grades and gained scholarships. After he graduated, he married a young woman named "yun liu" and became a "big financial expert" with a yearly salary of three million. The narrator asks zhuoran Xu if he knows how much money the singer is making. . When he was studying, his father stopped funding him, and he lost contact with his father. After graduating, he came to work for a company in the city because he wanted to find his father to repay him for the money he gave him. A few years later, he got involved in a car accident and became paralyzed and unconscious. The driver who was the cause of the accident escaped, but the driver's wife wrote a letter explaining that her husband needed money right now, and she hoped to see him. She never received a reply from her husband, and the letter was sent to his home address.